/* ═══════════════════════════════════════════════════════════
   V3 — MODERN MINIMAL TECH
   Apple / Tesla / Stripe aesthetic. Ultra-clean, bold type,
   monochrome + single blue accent. Geometric sans only.
   Outfit typeface.
   ═══════════════════════════════════════════════════════════ */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --white:#fff;--off:#fafafa;--line:#e5e5e5;
  --ink:#0a0a0a;--text:#444;--muted:#999;
  --accent:#2563eb;--accent-hover:#1d4ed8;
  --font:'Outfit',sans-serif;
  --ease:cubic-bezier(.16,1,.3,1);
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font);color:var(--text);background:var(--white);overflow-x:hidden;-webkit-font-smoothing:antialiased;line-height:1.7}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}

/* NAV */
.nav{position:fixed;top:0;width:100%;z-index:100;background:rgba(255,255,255,.85);backdrop-filter:blur(20px) saturate(1.8);border-bottom:1px solid var(--line);padding:0 2.5rem;display:flex;align-items:center;justify-content:space-between;height:56px;transition:all .3s}
.nav-logo{font-weight:700;font-size:.82rem;color:var(--ink);letter-spacing:-.02em}
.nav-logo img{height:24px}
.nav-links{display:flex;gap:2rem;align-items:center}
.nav-links a{font-size:.72rem;font-weight:500;color:var(--muted);transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:var(--ink)}
.mob-btn{display:none;background:none;border:none;font-size:1.2rem;color:var(--ink);cursor:pointer;line-height:1}

/* HERO — text-centered minimal */
.hero{padding:10rem 2.5rem 6rem;text-align:center}
.hero .badge{display:inline-block;font-size:.6rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);background:rgba(37,99,235,.08);padding:.4rem 1rem;border-radius:100px;margin-bottom:1.5rem}
.hero h1{font-size:clamp(3.2rem,7vw,5.5rem);font-weight:700;color:var(--ink);line-height:1;letter-spacing:-.04em;max-width:860px;margin:0 auto .8rem}
.hero h1 span{color:var(--accent)}
.hero p{font-size:1.05rem;color:var(--muted);max-width:520px;margin:0 auto 2rem;line-height:1.7}
.hero-img{width:100%;max-width:1100px;margin:3rem auto 0;border-radius:20px;overflow:hidden;box-shadow:0 30px 80px rgba(0,0,0,.1);border:1px solid var(--line)}
.hero-img img{width:100%;display:block}

/* PAGE HERO (inner) */
.page-hero{padding:9rem 2.5rem 3.5rem;text-align:center;border-bottom:1px solid var(--line)}
.page-hero .badge{display:inline-block;font-size:.6rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);background:rgba(37,99,235,.08);padding:.4rem 1rem;border-radius:100px;margin-bottom:1rem}
.page-hero h1{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;color:var(--ink);line-height:1.08;letter-spacing:-.03em;max-width:700px;margin:0 auto}
.page-hero h1 span{color:var(--accent)}

/* BUTTONS */
.btn-primary{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 2rem;background:var(--ink);color:var(--white);font-family:var(--font);font-size:.78rem;font-weight:600;border-radius:10px;border:none;cursor:pointer;transition:all .25s}
.btn-primary:hover{background:var(--accent);transform:translateY(-2px);box-shadow:0 8px 24px rgba(37,99,235,.2)}
.btn-secondary{display:inline-flex;align-items:center;gap:.5rem;padding:.75rem 1.8rem;background:transparent;color:var(--ink);font-family:var(--font);font-size:.78rem;font-weight:600;border-radius:8px;border:1.5px solid var(--line);cursor:pointer;transition:all .2s}
.btn-secondary:hover{border-color:var(--ink)}
.btn-accent{display:inline-flex;align-items:center;gap:.5rem;padding:.75rem 1.8rem;background:var(--accent);color:var(--white);font-family:var(--font);font-size:.78rem;font-weight:600;border-radius:8px;border:none;cursor:pointer;transition:all .2s}
.btn-accent:hover{background:var(--accent-hover);transform:translateY(-1px);box-shadow:0 4px 14px rgba(37,99,235,.2)}
.btn-row{display:flex;gap:.75rem;justify-content:center;flex-wrap:wrap}

/* SECTION */
.sect{padding:6rem 2.5rem}
.sect-inner{max-width:1060px;margin:0 auto}
.sect.gray{background:var(--off);background-image:radial-gradient(circle,#ddd .5px,transparent .5px);background-size:24px 24px}
.sect.dark{background:var(--ink);color:var(--white)}

/* TWO-COL — image + text */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;max-width:1060px;margin:0 auto}
.two-col-img{border-radius:12px;overflow:hidden}
.two-col-img img{width:100%;height:100%;object-fit:cover;min-height:380px}
.two-col-text .badge{display:inline-block;font-size:.55rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);margin-bottom:.75rem}
.two-col-text h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:700;color:var(--ink);letter-spacing:-.02em;line-height:1.15;margin-bottom:1rem}
.sect.dark .two-col-text h2{color:var(--white)}
.two-col-text p{font-size:.9rem;color:var(--text);line-height:1.85;margin-bottom:.7rem}
.sect.dark .two-col-text p{color:rgba(255,255,255,.6)}
.two-col-text h2 span{color:var(--accent)}

/* FEATURE GRID */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:1060px;margin:2rem auto 0}
.feat-card{padding:2.2rem;border-radius:14px;border:1px solid var(--line);background:var(--white);transition:all .35s}
.feat-card:hover{box-shadow:0 12px 40px rgba(0,0,0,.08);transform:translateY(-5px);border-color:var(--accent)}
.feat-card:hover h3{color:var(--accent)}
.feat-card .icon{font-size:1.4rem;margin-bottom:.75rem}
.feat-card h3{font-size:.9rem;font-weight:700;color:var(--ink);margin-bottom:.4rem}
.feat-card p{font-size:.82rem;color:var(--muted);line-height:1.7}

/* CENTER TEXT */
.center-text{max-width:620px;margin:0 auto;text-align:center}
.center-text .badge{display:inline-block;font-size:.55rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);margin-bottom:.75rem}
.center-text h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:700;color:var(--ink);letter-spacing:-.02em;line-height:1.15;margin-bottom:.3rem}
.sect.dark .center-text h2{color:var(--white)}
.center-text h3{font-size:.9rem;font-weight:500;color:var(--accent);margin-bottom:1rem}
.center-text p{font-size:.9rem;color:var(--text);line-height:1.85;margin-bottom:.6rem}
.sect.dark .center-text p{color:rgba(255,255,255,.55)}

/* QUOTE */
.quote-sect{background:var(--off);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:6rem 2.5rem;text-align:center;position:relative}
.quote-sect::before{content:'';position:absolute;top:50%;left:50%;width:120px;height:120px;background:var(--accent);opacity:.04;border-radius:50%;transform:translate(-50%,-50%);filter:blur(40px)}
.quote-sect p{font-size:clamp(1.2rem,2vw,1.6rem);font-weight:300;color:var(--ink);max-width:660px;margin:0 auto;line-height:1.9;font-style:italic}

/* VALUES */
.values-row{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center;margin-top:1rem}
.values-row span{font-size:.72rem;font-weight:500;color:var(--muted);padding:.35rem .9rem;border:1px solid var(--line);border-radius:100px}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:4rem;align-items:start;max-width:1060px;margin:0 auto}
.c-info h2{font-size:clamp(1.6rem,2.5vw,2.2rem);font-weight:700;color:var(--ink);letter-spacing:-.02em;margin-bottom:.4rem}
.c-info>p{font-size:.85rem;color:var(--muted);margin-bottom:2rem}
.c-detail{margin-bottom:1.2rem}
.c-detail .lbl{font-size:.55rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);margin-bottom:.15rem}
.c-detail p,.c-detail a{font-size:.88rem;color:var(--ink);display:block;line-height:1.6}
.c-detail a:hover{color:var(--accent)}
.c-form{display:flex;flex-direction:column;gap:.7rem}
.c-form input,.c-form select,.c-form textarea{width:100%;padding:.75rem 1rem;border:1px solid var(--line);font-family:var(--font);font-size:.84rem;color:var(--ink);background:var(--white);border-radius:8px;transition:border-color .2s;appearance:none;-webkit-appearance:none}
.c-form input::placeholder,.c-form textarea::placeholder{color:#bbb}
.c-form input:focus,.c-form select:focus,.c-form textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.08)}
.c-form textarea{resize:vertical;min-height:90px}
.c-form .row{display:flex;gap:.7rem}
.c-form .row>*{flex:1}
.c-form button{padding:.8rem;background:var(--ink);color:var(--white);border:none;font-family:var(--font);font-size:.78rem;font-weight:600;border-radius:8px;cursor:pointer;transition:background .2s}
.c-form button:hover{background:#222}

/* FOOTER */
.foot{text-align:center;padding:2rem;font-size:.72rem;color:var(--muted);border-top:1px solid var(--line)}

/* RESPONSIVE */
@media(max-width:800px){
  .nav{padding:0 1.25rem;height:52px}
  .nav-links{display:none;position:fixed;top:0;left:0;width:100%;height:100vh;background:var(--white);flex-direction:column;justify-content:center;align-items:center;gap:1.5rem;z-index:99}
  .nav-links.active{display:flex}
  .nav-links.active a{font-size:.9rem;color:var(--ink)}
  .mob-btn{display:block;z-index:101}
  .hero{padding:7rem 1.25rem 4rem}
  .sect{padding:4rem 1.25rem}
  .two-col,.contact-grid{grid-template-columns:1fr;gap:2.5rem}
  .two-col-img img{min-height:250px}
  .feat-grid{grid-template-columns:1fr;gap:1rem}
  .page-hero{padding:7rem 1.25rem 2.5rem}
  .c-form .row{flex-direction:column}
}

/* REVEAL */
.rv{opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.rv.vis{opacity:1;transform:none}

/* — HOME SEARCH (ultra-clean) — */
.search-sect{padding:6rem 2.5rem;background:var(--ink);color:var(--white)}
.search-inner{max-width:960px;margin:0 auto;text-align:center}
.search-inner .badge{background:rgba(37,99,235,.15);color:var(--accent);display:inline-block;font-size:.6rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;padding:.4rem 1rem;border-radius:100px;margin-bottom:1rem}
.search-inner h2{font-size:clamp(1.8rem,3.5vw,2.8rem);font-weight:700;color:var(--white);letter-spacing:-.03em;margin-bottom:.3rem}
.search-inner h2 span{color:var(--accent)}
.search-inner>p{color:rgba(255,255,255,.4);font-size:.88rem;margin-bottom:2rem}
.search-form{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr auto;gap:.5rem;background:rgba(255,255,255,.06);border-radius:14px;padding:.8rem;backdrop-filter:blur(12px)}
.search-form input,.search-form select{padding:.8rem 1rem;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.05);color:var(--white);font-family:var(--font);font-size:.82rem;border-radius:8px;transition:border-color .2s;appearance:none;-webkit-appearance:none}
.search-form input::placeholder,.search-form select{color:rgba(255,255,255,.3)}
.search-form input:focus,.search-form select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.15)}
.search-form button{padding:.8rem 1.8rem;background:var(--accent);color:var(--white);border:none;font-family:var(--font);font-size:.78rem;font-weight:600;border-radius:8px;cursor:pointer;transition:all .2s}
.search-form button:hover{background:var(--accent-hover);transform:translateY(-1px)}
.search-popular{margin-top:1rem;font-size:.72rem;color:rgba(255,255,255,.25)}
.search-popular a{color:var(--accent);opacity:.5;margin:0 .35rem;transition:opacity .2s}
.search-popular a:hover{opacity:1}
@media(max-width:800px){
  .search-form{grid-template-columns:1fr;border-radius:12px}
  .search-sect{padding:4rem 1.25rem}
}

/* — MORTGAGE CALCULATOR (minimal tech) — */
.calc-sect{padding:6rem 2.5rem}
.calc-inner{max-width:960px;margin:0 auto}
.calc-header{text-align:center;margin-bottom:3rem}
.calc-header .badge{display:inline-block;font-size:.6rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);background:rgba(37,99,235,.08);padding:.4rem 1rem;border-radius:100px;margin-bottom:1rem}
.calc-header h2{font-size:clamp(1.8rem,3.5vw,2.8rem);font-weight:700;color:var(--ink);letter-spacing:-.03em}
.calc-header h2 span{color:var(--accent)}
.calc-header>p{color:var(--muted);font-size:.88rem;margin-top:.4rem}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.calc-inputs{display:flex;flex-direction:column;gap:1rem}
.calc-field label{display:block;font-size:.6rem;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--accent);margin-bottom:.3rem}
.calc-field input,.calc-field select{width:100%;padding:.8rem 1rem;border:1px solid var(--line);font-family:var(--font);font-size:.95rem;color:var(--ink);background:var(--white);border-radius:10px;transition:border-color .2s;appearance:none;-webkit-appearance:none}
.calc-field input:focus,.calc-field select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.08)}
.calc-field .row{display:flex;gap:.6rem}
.calc-field .row>*{flex:1}
.calc-result{border:1px solid var(--line);border-radius:16px;padding:2.5rem;text-align:center;position:sticky;top:80px;background:var(--off)}
.calc-result .result-label{font-size:.58rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--accent);margin-bottom:.4rem}
.calc-result .result-amount{font-size:clamp(2.6rem,5vw,3.8rem);font-weight:700;color:var(--ink);line-height:1;letter-spacing:-.03em}
.calc-result .result-period{font-size:.8rem;color:var(--muted);margin-top:.3rem;margin-bottom:2rem}
.calc-breakdown{text-align:left}
.calc-breakdown .brk-row{display:flex;justify-content:space-between;padding:.55rem 0;border-bottom:1px solid var(--line);font-size:.82rem}
.calc-breakdown .brk-row span:first-child{color:var(--muted)}
.calc-breakdown .brk-row span:last-child{color:var(--ink);font-weight:600}
.calc-breakdown .brk-row.total{border-bottom:none;border-top:2px solid var(--accent);margin-top:.5rem;padding-top:.7rem}
.calc-breakdown .brk-row.total span{font-weight:700;color:var(--ink)}
.calc-disclaimer{text-align:center;margin-top:1.2rem;font-size:.72rem;color:var(--muted)}
@media(max-width:800px){
  .calc-grid{grid-template-columns:1fr}
  .calc-result{position:static}
  .calc-sect{padding:4rem 1.25rem}
}